A credit card app can help in managing your credit card bills efficiently. It lets you pay hassle-free, track your expenditures, check due dates and make payments on time, receive rewards and cashback and help you avail reasonably good offers. The processing charges on these apps vary across different credit cards, ranging from 0% to 3%.
While you can find a lot of credit card app, you must choose the most user-friendly one with updated security features. Here’s a quick look at the top 5 credit card bill payment apps that can help you choose the right one.
1. CRED
This app is owned by Dreamplug Technologies Private Limited. You can manage your cards along with access to personalised and curated products on the app as a member. Here are a few features of this app:
- Tracking your expenses
- Monitoring credit card statements
- Setting up reminders for payments
- Activating auto-pay features to pay bills on time
The app lets you pay through a scanner code via your UPI ID. It is one of the most downloaded credit card apps in India today, trusted by over 25+ million customers. Check out the benefits you stand to earn when you use this app:
- You receive equal credit points when you pay the bill using the app
- You can unlock exclusive rewards and cashback offers from select brands
- You get special access to a diverse range of curated products
You can connect the app to your Gmail account to download credit card statements. However, it is not a compulsory feature, and you can refrain from doing this because of privacy concerns.
Other benefits of the app include getting bonuses on each bill payment and regular payment alerts, accessing credit reports and using the card to pay for your daily expenses and monthly rent.
2. Paytm
Paytm is also one of the widely used apps in India. It is a reliable credit card app that lets you pay credit bills seamlessly. You can pay your bills via net banking, using your Visa or Mastercard and Paytm wallet.
That’s not all. From online transactions and phone recharges to merchant payments, you can manage them all using this popular payment app. You can easily initiate UPI payments by simply scanning QR codes or providing mobile numbers. And with each successful Paytm transaction, you get the opportunity to win exclusive deals and cashback offers.
3. LazyPay
This is yet another digital payment app, which you can easily use to pay credit card bills. The app has approximately 6 crore users. It offers credit through RBL bank and you can avail of many services like EMIs and instant loans.
Using this app while shopping is hassle-free and simple. All you have to do is checkout in a single click and you can pay the amount 15 days later. This helpful app to make both offline and online transactions, and you get to enjoy amazing cashback offers for bill payments initiated on the app.
4. Freecharge
This app is owned by Axis Bank and serves more than 100 million users with benefits like 5% unlimited cashback on every credit card payment. You get to enjoy multiple deals on each transaction initiated using the app. Whether you need to transfer funds to your family or recharge your utility bills, the app has got you covered.
Apart from these perks, you can enjoy amazing offers from top brands when you make insurance payments or pay electricity bills online. It is a great option, as it accepts mostly all major credit cards and you can make credit card bill payments without much hassle.
5. One Credit Card App
The One Credit Card is a top-notch and one of its kind metal credit card. It is a life-time free credit card and has no joining fee. You can earn 1 point on every ₹50 spent on categories like food, dining, utility bills, shopping, entertainment and fuel. You get to earn 5X rewards on the top two spending categories, too.
All these features can be easily tracked on the One Credit Card app. It is a powerful credit card app that lets you monitor all your transactions, assess credit history, apply instantly for EMIs and loans and review security parameters regularly.
Aspects like reward points, cashback and fixed deposits can be controlled through the app. The best thing is you get to manage your finances through the app at your fingertips. The app has easy instructions for the various features of the credit card and is user-friendly. All users can utilise this app for making payments using UPI or debit cards.
The One Credit Card is great for domestic and international use, supports app-based tracking of your finances and supports contactless payments without a hassle. So, what are you waiting for? Apply now and use the powerful app to control your finances, avail great credit card offers and enjoy financial freedom like never before.